Home Insurance Policy Review

Most homeowners don't know what their policy won't cover.

Upload your home insurance PDF and find out if flood, mold, a roof collapse, or a lawsuit against you would actually be covered by your policy.

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Know before you claim

What home insurance policies typically hide

6 exclusions that leave homeowners exposed after disaster strikes.

#1 missed exclusion

Flood is never included

Standard home insurance never covers flood damage. A separate NFIP or private flood policy is always required.

Frequently missed

Earthquake exclusion

In most states, earthquake damage is fully excluded and requires a separate rider or standalone policy.

Hidden cap

Mold and water damage limits

Gradual leaks and mold remediation are often excluded or capped at $5,000–$10,000 — far below actual costs.

Major gap

Actual cash value on roof

Older roofs may be paid at depreciated value — leaving you thousands short of actual repair or replacement costs.

Easy to overlook

Home business liability

If a client is injured at your home office, your homeowner's policy typically won't cover the liability.

Critical clause

Ordinance and law gap

If local building codes require upgrades during repair (electrical, plumbing), the extra cost falls on you.

ClearMyPolicy finds these issues in your specific policy — in plain English.

Upload your home insurance PDF and get a full breakdown of every clause that matters.

Analyze Free

Simple process

From confusion to clarity in 4 steps

No account. No lawyers. No jargon.

01

Upload your PDF

Drag & drop your insurance policy. Any PDF up to 10 MB. Takes 5 seconds.

02

Get a free preview

Instantly see your policy type, insurer, and 3 key coverage highlights — always free.

03

Unlock for $3.99

One-time payment via Stripe. No subscription, no account, no recurring charges.

04

Know your coverage

Full plain-language review on screen and in your inbox. Exclusions, red flags, and everything.

Pricing

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Full Home Insurance Review

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  • Free preview — always included
  • Complete 7-section policy review
  • Plain-English explanations
  • Exclusions & red flags highlighted
  • Questions to ask your insurer
  • Full review delivered by email
  • Results in under 60 seconds
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Your next claim could depend on this

Stop paying for coverage you don't fully understand.

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Analyze My Policy — Free Preview

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